Ready to Make Your Dream Home a Reality? Own Your First Home in Dubai and Win AED 100,000 for Your Dream Home Makeover! Find Details, How to Avail it?
Imagine you bought a house, and got a chance to transform your home. Whether it’s the dream apartment you’re choosing or the living room you’re decorating, as a first time buyer in Dubai you get a chance to win AED 100,000 for a home makeover, making your homeownership journey even more exciting.
Dubai has also become a popular choice for those wanting to move from renting to owning their own home. The city provides a variety of housing choices from apartments, townhomes, and villas to suit different lifestyles and budgets.
Buying a home for the first time can equate to more control over your living situation. If you own your own home you can decorate and furnish to your heart’s content and make it your own without having to please a landlord, as long as you follow the building and community rules that apply.
Dubai has also introduced property registration procedures and some designated freehold areas where foreign nationals are legally permitted to purchase property. But Buyers must satisfy themselves as to ownership, property and transaction requirements to avail it.
Now, imagine winning AED 100,000 for a home makeover to complement that milestone. If you are looking for a modern apartment, family home or sophisticated style interiors this opportunity adds another exciting dimension to your home-ownership journey.
What is the First-Time Home Buyer Programme in Dubai?
The Dubai Land Department (DLD) and Dubai Department of Economy and Tourism have launched Dubai’s First-Time Home Buyer Program to enable eligible UAE residents to buy their first home.
Benefits include early access to new property launches, preferential pricing and customized mortgage options through participating developers and banks.
When was the First-Time Home Buyer Programme launched?
The First-Time Home Buyer Program was launched in July 2025 to promote homeownership in a more accessible way, the official Dubai Land Department (DLD) said. Benefits include first viewing of selected property launches, preferential pricing for eligible properties and financing options tailored to you with our participating partners.
Win AED 100,000 for Your Dream Home Makeover
Buying a house is just the beginning, the real excitement kicks in, when it feels like it’s yours.
A home makeover can turn an unlivable space into a warm, functional and attractive living space. Design choices can make all the difference, from smart storage and beautiful lighting to modern furniture and well curated decor.
This is an exciting opportunity for eligible participants to bring their interior design aspirations closer to reality with a chance to win AED 100,000 toward a home makeover. Here is what you can picture the difference a make-over could make to your new home:
A stylish living room: Make it a welcoming space with comfy furniture, statement lighting and matching colors.
The bedroom you dreamt of: Calming colors, quality bedding, functional storage, tranquil setting.
A modern kitchen: Choose the right finishes, accessories and organization to upgrade your kitchen’s look and performance.
A lovely dining room: Create a comfortable spot to hang out with family and friends.
Personalized finishing touches: Choose artwork, rugs, draperies, decorative accessories and lighting that reflect your style.
The options depend on your house layout, your tastes and the terms of the applicable makeover. Before entering please read the official rules of the promotion to confirm eligibility, how to enter, prize breakdown and closing date.
How a AED 100,000 Makeover Could Transform Your Home?
Home owners can decide their house makeover based on their budget and what they prioritize. You can use the money to decor one room, or allocate the budget for different rooms accordingly.
Table: The following table is sample budgeting example only, not an official prize allocation or a confirmed quotation.
| Home makeover area | Example budget |
| Living room furniture and styling | AED 25,000 |
| Bedroom furniture and furnishings | AED 20,000 |
| Lighting and decorative features | AED 10,000 |
| Kitchen improvements and accessories | AED 15,000 |
| Curtains, rugs, and soft furnishings | AED 10,000 |
| Storage and organisation | AED 8,000 |
| Final styling and contingency | AED 12,000 |
| Total illustrative budget | AED 100,000 |
The above given budget is just an example, the real cost may vary depending on the number of rooms chosen, material choices, size of the property, current labour cost, and price of the suppliers. It will require additional planning and expenditure.
What the Official Information Confirms?
When you are planning to buy a property, as a first time buyer in Dubai, you should recheck the information from official sources, rather than from promotional claims.
Table: What the official source confirms
| Information | What the available official source confirms |
| Dubai first-time buyer initiative | The DLD First-Time Home Buyer Programme was launched in July 2025. |
| Government programme benefits | Selected property access, preferential pricing, and financing-related benefits are available through participating partners, subject to conditions. |
| Programme eligibility | UAE residency, age requirements, Dubai property ownership status, and property value criteria apply. |
| AED 100,000 makeover prize | Must be verified against the specific promotion’s official terms and conditions. |
| Entry deadlines and winner selection | Must be confirmed through the promotion organiser’s official rules. |
The official Dubai Land Department (DLD) is proof that Dubai has introduced a scheme to encourage first time property ownership. But it does not, in itself, confirm the existence of an AED 100,000 home makeover prize. The prize should only be promoted as an active offer if the official terms of the organizer allow it.
Who Should Consider Buying their First Home in Dubai?
Living in Dubai and buying your first home is an attractive option for residents who want their own place and are ready to learn about the financial responsibilities of owning property.
If you’re considering buying:
- Looking to get out of renting and stay in your own home.
- You want a home that fits your lifestyle and has long term plans.
- You are looking for apartments, townhomes or villas in Dubai.
- Want to have freedom to convert the living space as per your liking.
- Want to enjoy the first-time home buying benefits and avail the financial options available.
Who is eligible for the 1st Time Home Buyer programme?
Dubai First-Time Home Buyer Program is designed to assist eligible residents to buy their first property in Dubai. The benefits include preferential pricing on properties, priority viewing of selected launches and customized mortgage options subject to eligibility and partners involved.
To be eligible for the program, applicants must, in general:
Residency: You must be a resident of UAE (nationality doesn’t matter).
Age: You must be 18 years of age.
Property Ownership: You do not currently own a freehold residential property in Dubai.
Property value: Beware of buying a property with a value of less than AED 5 million.
Registration: You have to register under the official Dubai Land Department (DLD) scheme and comply with its relevant requirements.
Note: Benefits and eligibility are subject to the most current official program terms and conditions. Check the website of the Dubai Land Department for updated requirements.
What benefits do first-time buyers receive?
Dubai’s First Time Home Buyer Program provides eligible residents with a range of benefits to help them buy their first home. The Dubai Land Department (DLD) and Dubai Department of Economy and Tourism have introduced a program, in partnership with participating developers and banks, to offer the following benefits:
Priority Access to New Launches: You’ll have access to some properties that are only available to participating developers.
Special Property Pricing: Special price for eligible properties from participating developers.
Flexible Payment Plans: Payment plans on certain off-plan developments available.
Mortgage Benefits: Special fees, competitive rates and financing through partner banks.
How to Pay DLD Registration Fees: You can easily pay your DLD registration fees in installments using eligible credit cards. T&C apply.
Other Benefits Available: Depending on the eligibility and availability, incentives may be available from participating banks and developers.
Benefits offered strictly depend on eligibility, availability, and program terms and conditions. Do know that standard property registration fee and other charges will apply.
What happens if you apply but you are found ineligible?
You’ll be informed of the reason for your application’s ineligibility by the Dubai Land Department (DLD) if it is not accepted into the Dubai’s First-Time Home Buyer Program. If your situation changes and you meet all eligibility requirements, you can reapply later. No further program applications or participation fees are required.
How can you apply for the 1st Time Home Buyer programme?
Visit Dubai Land Department website or Dubai REST app, which is for free and easy to use. Buyers can check the benefits of owning a home, and yes terms and conditions apply.
1. You need to check your eligibility first: You need to be a UAE resident, over 18 years of age and not own any freehold residential property in Dubai and looking to buy a property less than AED 5 million. Residents can register on the official website.
2.Online registration: It is possible via the Dubai REST app or the official DLD program website.
3. Submit the requested info: Fill up the registration form, enter your property details and preferences and submit.
4. Eligible applicants receive confirmation: If you are eligible, DLD will email you to inform you that you are eligible and will provide you with your First Time Home Buyer QR Code.
5. Have Access to Program Benefits: Scan the QR Code at participating builders or banks to see property and financing options.
Note: There is no fee to apply or participate. Property registration charges etc. as per the rules.
Are there any application or participation fees?
No, there are no application or participation fees required. The Dubai Land Department lets first time buyers apply and participate in Dubai’s First Time Home Buyer Program free of charge.
Unless otherwise specified in an offer, standard DLD property registration fees will apply and any applicable developer or bank fees.
How long is the First-Time Home Buyer QR code valid?
You will be overwhelmed to know that your First-Time Home Buyer QR code will remain valid until you buy a property and register it with the Dubai Land Department (DLD). Your search for your first home doesn’t have an expiration date. Your registration is valid until you find a suitable property.
Who are the partner developers for the 1st Time Home Buyer programme?
Dubai Land Department (DLD) and Dubai Department of Economy and Tourism announced the launch of Dubai’s First-Time Home Buyer Program to partner with property developers to assist eligible residents in purchasing their first home. The developers participating according to the official DLD website are:
- Azizi Developments
- Beyond Developments
- Binghatti Properties
- DAMAC Properties
- Dubai Properties
- Danube Properties
- Ellington Properties
- Majid Al Futtaim
- Emaar Properties
- Meraas
- Palma Holding
- Nakheel Properties
- Wasl
- SAMANA Developers
- Sky View Real Estate
- Reportage Properties
- MANAM
- QUBE Development
- IRTH Group
- 4Direction Developments
- ARADA
Note: The June 2026 announcement from Dubai had 22 participating developers and the current overview page on the DLD lists 21 names. Dubai World Trade Center was included in the June announcement but is not on the current list on the overview page. Check the latest participating partners directly on the official DLD program page for detailed confirmation.
Who are the partner banks for the 1st Time Home Buyer programme?
Dubai’s First-Time Home Buyer Program has partnered with five banks to help eligible residents purchase their first property. Below are the participating banks listed as per the official website of the Dubai Land Department:
- Dubai Islamic Bank (DIB)
- Commercial Bank of Dubai (CBD)
- Emirates Islamic
- Emirates NBD
- Mashreq Bank
What benefits do these banks offer?
First-time buyers who qualify for special mortgage packages, less fees, lower interest rates, and faster approvals from banks can take advantage of them, depending on the terms of each offer. Once you register for the program and get your First-Time Home Buyer QR code, you can contact the participating banks directly.
Can you participate if you already own property in another Emirate?
Yes, even if you own a property in another emirate such as Abu Dhabi or Sharjah you are still eligible to apply for Dubai’s First-Time Home Buyer Program.
As per the rules of the Dubai Land Department, you are eligible if:
- You are a UAE resident and you are minimum 18 years of age or older.
- You want to buy a property for less than AED 5 million.
- You do not own any freehold residential property in Dubai.
- Having a property in another part of the UAE does not necessarily disqualify you.
- Check your eligibility and register at the official DLD program page.
Can you participate if you already own property in a non-freehold location?
Absolutely possible! You are qualified to participate in Dubai’s First-Time Home Buyer Program in case you own a property in a non-freehold area of Dubai, but do not own a freehold residential property in Dubai. To be able to participate, you should be a UAE resident, 18 years old and above, looking to buy a property below AED 5 million.
NOTE: Final eligibility is subject to verification by the Dubai Land Department (DLD), as rules and offers may change.
Can you choose from any property on the market for the programme?
Well, it is not possible. Dubai’s First-Time Home Buyer Program offers advantages on selected off-plan properties from participating developers and on ready properties via participating banks. Not all properties on the market are eligible for all program benefits.
Properties that are ready to move in: Get better mortgage rates and faster approval from the banks that participate.
Off-plan properties: Get access to participating developers, check eligible offers, preferential prices and payment plans.
Property Selection: Browse through the available options and verify with the respective partner about the eligibility and benefits of the particular property.
Is the 1st Time Home Buyer programme only for off-plan properties?
Dubai’s First Time Home Buyer Program is not just for off-plan properties. Depending on the participating partner and the specific offer, eligible buyers can benefit whether they buy off-plan or ready properties.
Properties that are ready to move in: Get better mortgage rates and faster approval from the banks that participate.
Off-plan properties: Get access to participating developers, check eligible offers, preferential prices and payment plans.
You may register on the official website of the Dubai Land Department and verify which benefits are applicable to the property of your choice.
Will you need a mortgage to participate in the 1st Time Home Buyer programme?
No, buyers don’t need to have a mortgage to be part of Dubai’s First-Time Home Buyer Program, they can buy their first home with their own money. But if they need financing, the participating banks offer mortgage products with preferential interest rates and faster approval processes, provided they meet the eligibility criteria.
How will developers reach out to eligible first-time home buyers in the programme?
If you are eligible, the chosen developers will contact you before the start of each real estate project with the relevant property opportunities and the benefits of the program after you have registered successfully.
To receive updates about the first-time home buyer programme, you can register on the Dubai Land Department website or on the Dubai REST app and submit the required information.
Are you ready for the next step? Explore your options for your first home in Dubai, check if you are eligible for the first-time home buyer programme and learn how you could win AED 100,000 to renovate the home of your dreams!
